Smarter Web Company, a British firm that holds large amounts of Bitcoin, has arranged a $30 million loan from Coinbase Credit. The bank is giving the money by using the Bitcoin the company keeps in a Coinbase vault as collateral.

The loan will help Smarter Web move its cash into Bitcoin right after it raises new equity. This speeds up the process and cuts risk when markets are jumpy. The company says it will not keep this debt for the long term; it is only a short‑term tool.

Smarter Web is listed on the London Stock Exchange and also trades in the U. S. Its main goal is to grow its digital‑asset portfolio, especially Bitcoin. The firm announced earlier that it had bought 2, 689 Bitcoins at an average price of about $112, 865 each. Today those coins are worth roughly $170 million, a loss of about 44 % compared with the purchase price.

In late 2025 and early 2026, many companies added Bitcoin to their treasuries. Total inflows peaked at $4 billion in December and $3. 7 billion in January, then fell to just $363 million by February 24. Smarter Web’s new loan will let it tap into its Bitcoin holdings faster after a fundraising round, and then pay back the money once the new cash is settled.

Other firms are handling Bitcoin differently. Strategy has increased its holdings to over 700, 000 coins, while Bitdeer sold all of its Bitcoin and raised money through convertible debt.

The loan shows how corporate treasuries are using new financial tools to manage digital assets in a changing market.

Bitcoin Loan Boosts UK Treasury Firm

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