Businesses are Using Crypto for More Than Just Payments

In 2025, a significant shift occurred in how businesses utilize cryptocurrency. Beyond simple transactions, companies now employ crypto for financial management, payroll, and automated payments. This transformation underscores the growing mainstream adoption of crypto in the business world.

Key Statistics

• Total Crypto Payments: Over 1.42 million payments were made last year.
• Decline in USDT Usage: While overall payments dipped slightly due to reduced USDT transactions, businesses shifted toward more substantial and strategic crypto applications.

Popular Cryptocurrencies for Payments

• Bitcoin (BTC): Accounted for 22.1% of all payments.
• Stablecoins: Represented 29.8% of payments, with USDC emerging as the most popular, growing by an impressive 1264%.
• Litecoin (LTC): Increased its share to 14.4% of payments.

Settlement and Payouts

• Crypto Settlements: In 2025, 37.5% of payments were settled in crypto, up from 27% in 2024.
• USDC Dominance: Its share in settlements surged from 0.01% to 12.6%, indicating a preference for stablecoins in financial operations.
• Payouts: USDC dominated payouts, comprising 83.4% of all transactions. Businesses also adopted on-the-spot conversion of funds into crypto for payouts.

Automation and Regulation

• API Adoption: 85% of merchants used APIs for automated payouts, signaling that crypto payments are now a standard business practice.
• Regulatory Clarity: CoinGate obtained a license under the MiCA framework, providing businesses with greater legal certainty in crypto transactions.

Conclusion

The data from 2025 demonstrates that crypto payments are maturing and becoming deeply integrated into business operations. They are no longer experimental but a fundamental part of financial management.