Crypto in the UK: Fewer People, Bigger Bets
In 2025, the number of adults in the UK owning cryptocurrency dropped to 8% from 12% in 2024. However, this is still double the ownership rate from 2021, which was just 4%.
Investors Are Going Big
The survey revealed a shift away from small investments. More people are choosing to invest larger amounts:
- 21% of respondents held between $1,343 and $6,708 in crypto.
- 11% had between $6,709 and $13,416.
This suggests that crypto investors are becoming more serious about their investments.
Bitcoin and Ether Still Lead
Bitcoin and Ether remain the most popular cryptocurrencies among UK holders:
- 57% of respondents owned Bitcoin.
- 43% owned Ether.
Altcoins like Solana were less common, with only 21% of holders reporting ownership.
Knowledgeable Investors Take More Risks
The survey also found that people involved in lending and borrowing crypto are:
- More knowledgeable
- More comfortable with risk
- More aware of warnings from financial authorities
UK Regulatory Updates
The survey results were released on the same day that the UK's financial watchdog launched consultations on crypto market rules. These rules cover:
- Exchanges
- Staking
- Lending
- Decentralized Finance (DeFi)
The watchdog is seeking feedback from relevant entities by February 2026. This is part of the UK government's efforts to create a regulatory framework for cryptocurrencies.
