Crypto Wealth and the New Way to Borrow

The Growing Need for Crypto-Backed Loans

• 2025 saw 241,700 crypto millionaires worldwide.
• Traditional banks often reject crypto as collateral.

Enter DeFi: Decentralized Finance

• DeFi allows borrowing money using crypto as collateral.
• Challenges:
• Complexity for new crypto investors.
• Companies like Cometh simplify the process for wealthy clients.

Collateral Loans: Traditional vs. DeFi

Perks and Drawbacks of Crypto-Backed Loans

Perks:

• No credit checks.
• No tax returns required.
• Anonymous transactions.

Drawbacks:

• Volatility risk: Crypto prices can drop rapidly.
• Liquidation risk: Loans may be liquidated automatically if collateral value falls.

Cometh: Bridging Traditional Finance and DeFi

• MiCA license in France.
• Expanding DeFi strategies to traditional assets:
• Stocks.
• Bonds.
• Derivatives.