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Digital Money Is Now a Must‑Have for Finance Companies

Friday, March 20, 2026

Financial leaders worldwide are making it clear: digital money solutions are mandatory. A recent survey of over 1,000 firms—spanning banks, asset managers, fintechs, and corporates—found that 72 % agree businesses must offer digital asset services to stay competitive.

Stablecoins Take the Spotlight

  • 74 % of respondents see stablecoins as a way to improve cash flow and unlock capital that would otherwise remain idle.
  • The conversation has shifted from “Should we use digital assets?” to “How do we buy, build, or partner for the necessary infrastructure?”

Drivers of Change

  • Regulatory updates
  • Growing interest from large banks
  • Fintech adoption momentum
  • The rise of stablecoins

These forces are pushing firms to seek partners who can provide secure storage, token lifecycle management, and distribution solutions.

Who Is Leading the Charge?

Segment Digital Asset Strategy
Fintechs 48 % plan to develop their own offerings
Corporates 14 % will build in-house; 74 % prefer external providers

Fintechs are at the forefront of building new solutions, while corporates largely outsource.

Key Concerns for Banks and Asset Managers

  • Security: 90 % prioritize secure storage when exploring tokenization partners.
  • Lifecycle Management: 82 % see it as a critical concern.
  • Primary Distribution: 80 % highlight its importance.
  • Advisory Support: High demand for pre‑issuance structuring expertise.

Partner Selection Criteria

  • 97 % of respondents stress the importance of security certifications (ISO, SOC II).
  • The overarching message: digital assets are here to stay, and finance leaders are actively planning their integration.

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