Healthcare Hurdles: Norfolk Families Face Tough Choices

In Norfolk, a challenging situation is unfolding. Many families, like Kathleen Winters' family, are feeling the strain. They earn a decent income, around $100,000 a year. But they might have to pay significantly more for health insurance soon. This is because some government support, called tax credits, is ending. Without this help, their monthly insurance cost could increase by $1,000.

Thousands at Risk of Losing Coverage

This isn't just happening to the Winters family. Thousands of people in Norfolk could lose their health coverage or face an average increase of $400 per month. These changes stem from recent adjustments in the rules.

Susan Girois, who oversees health in Norfolk, warns that this could lead to serious consequences. More people might go uninsured, leading to increased demand on hospitals and emergency services. The city might also see a reduction in revenue.

December Deadline Looms

Starting in December, tax credits for health insurance plans will stop. While there's a possibility of an extension, nothing is certain. Those in need of insurance may have to choose between paying more or going without it.

Impact on Specific Areas

Many affected individuals live in areas like Ocean View and East Beach. In 2027, the situation could worsen. Approximately 40,000 people may need to prove they are working enough to retain their Medicaid coverage. If they can't, around 33,000 could lose their insurance.

City Budget Concerns

Mayor Kenny Alexander warns that this could impact the city's budget. With fewer people able to spend, less money might flow into the city.

Frustration and Uncertainty

Kathleen Winters is frustrated. She believes Congress had ample time to address this issue. Now, she's uncertain about her next steps. She worries about selecting a health plan that might change and cost her more.