Retirement Bliss: Why Two Americans Found Happiness in Malta

Life took an exciting turn for a couple in their 70s when they decided to swap their Northern California home for a spot on the sunny island of Gozo, Malta.

Why Malta?

They wanted to explore the world and enjoy a comfortable retirement on their Social Security income. Three years later, they're thrilled with their decision.

Adapting to Malta

• Climate: Sunny summers and mild winters, a big change from the foggy California coast.
• Language: English is widely spoken, making settling in a breeze.
• Community: Locals and other expats have made them feel right at home.

Affordability

Living in Malta is much more affordable than California.

• Rent: Less than $1,000 a month for a luxurious, fully furnished apartment with sea views.
• Daily Expenses: About half as much as in California.
• Savings: Reasonable monthly bills and food budget allow them to save money each month.

Healthcare

• Quality: Top-notch and affordable.
• Options: Both public and private healthcare available.
• Insurance: Private health insurance covers all medical expenses without any deductibles.
• Cost: A recent emergency room visit cost them only €559, fully reimbursed by their insurance.

Lifestyle

The Mediterranean diet and lifestyle have won them over.

• Food: Fresh, locally sourced food at affordable prices.
• Market Trips: Weekly trips to the village market for fresh produce, meats, and seafood.
• Pace: The slow-paced lifestyle in Gozo has enhanced their overall well-being.

Travel

Living in Malta has made their retirement dreams of travel a reality.

• Affordability: Easy and affordable visits to dream destinations.
• Location: Malta's central location in the Mediterranean makes it an ideal starting point for exploring Europe, Asia, the Middle East, and Africa.
• Well-being: They feel healthier, happier, and more fulfilled than ever before.