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Retiring on a Pacific Island: Affordable Paradise Awaits
South Pacific OceanTuesday, January 6, 2026
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Pacific Islands are often seen as a dream retirement spot, but many think it's too expensive. However, there are affordable options that offer warm weather, stunning beaches, and a relaxed lifestyle. These islands provide a mix of modern comforts and natural beauty, making them attractive for retirees.
Viti Levu, Fiji
- Largest island in Fiji
- Bustling city life in Suva
- Good infrastructure
- Monthly expenses: $1,800 - $2,100 for a single person
Efate, Vanuatu
- Political and economic center
- No personal income or capital gains taxes
- Monthly expenses in Port Vila: $1,600 - $2,400
Upolu, Samoa
- Strong traditional culture
- Communal system called fa'a Samoa
- Monthly expenses in Apia: Around $1,018
Rarotonga, Cook Islands
- Volcanic peaks, rainforests, and beautiful beaches
- No traffic lights and no buildings taller than coconut trees
- Monthly expenses: Around $1,485
Tongatapu, Tonga
- Rich in culture and history
- Only remaining indigenous monarchy in the Pacific
- Monthly expenses: Around $1,024
Palawan, Philippines
- Stunning natural beauty and UNESCO World Heritage Sites
- Monthly expenses: Around $638
Lombok, Indonesia
- Beautiful beaches and laid-back atmosphere
- More affordable than neighboring Bali
- Monthly expenses: $150 - $1,000, depending on lifestyle
Lifou, New Caledonia
- World's largest raised coral atoll
- Known for vanilla plantations
These islands offer a unique blend of affordability, natural beauty, and cultural richness. They provide a great opportunity for retirees to enjoy a relaxed lifestyle without overspending.
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