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Retiring on a Pacific Island: Affordable Paradise Awaits

South Pacific OceanTuesday, January 6, 2026
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Pacific Islands are often seen as a dream retirement spot, but many think it's too expensive. However, there are affordable options that offer warm weather, stunning beaches, and a relaxed lifestyle. These islands provide a mix of modern comforts and natural beauty, making them attractive for retirees.

Viti Levu, Fiji

  • Largest island in Fiji
  • Bustling city life in Suva
  • Good infrastructure
  • Monthly expenses: $1,800 - $2,100 for a single person

Efate, Vanuatu

  • Political and economic center
  • No personal income or capital gains taxes
  • Monthly expenses in Port Vila: $1,600 - $2,400

Upolu, Samoa

  • Strong traditional culture
  • Communal system called fa'a Samoa
  • Monthly expenses in Apia: Around $1,018

Rarotonga, Cook Islands

  • Volcanic peaks, rainforests, and beautiful beaches
  • No traffic lights and no buildings taller than coconut trees
  • Monthly expenses: Around $1,485

Tongatapu, Tonga

  • Rich in culture and history
  • Only remaining indigenous monarchy in the Pacific
  • Monthly expenses: Around $1,024

Palawan, Philippines

  • Stunning natural beauty and UNESCO World Heritage Sites
  • Monthly expenses: Around $638

Lombok, Indonesia

  • Beautiful beaches and laid-back atmosphere
  • More affordable than neighboring Bali
  • Monthly expenses: $150 - $1,000, depending on lifestyle

Lifou, New Caledonia

  • World's largest raised coral atoll
  • Known for vanilla plantations

These islands offer a unique blend of affordability, natural beauty, and cultural richness. They provide a great opportunity for retirees to enjoy a relaxed lifestyle without overspending.

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