In the world of social media, some people are sharing their top tips for saving money in the upcoming year. But not everyone is convinced that cutting back on spending is the best way to get rich.

One popular content creator, Rach, recently shared her advice on how to save money by living below your means. She suggested skipping things like DoorDash meals, expensive nails, and NFL tickets. For those who aren't ready to give up all indulgences, Rach said small changes can still make a difference. For example, skipping dessert and drinking water instead of buying drinks at a restaurant can help save money.

But not everyone agrees with Rach's advice. Some viewers pointed out that budgeting alone won't solve poverty. They argue that increasing income is the real solution. Others agreed, saying that while budgeting is important, it shouldn't become an obsession.

However, many of Rach's followers said they've had success by cutting out unnecessary expenses. One person said they realized they weren't as broke as they thought after stopping unnecessary spending. Another claimed they saved a whopping $30, 000 in 2025 by cutting out all non-essential expenses.

Other social media users have also gained attention for their budgeting advice. One content creator, Zofi, shared her "no spend" list for the New Year, which included things like takeaway coffee and reducing her gym membership. Some followers said they weren't willing to give up all indulgences, but Zofi's video made them more mindful about cutting back.

The debate continues: can cutting costs really fix your finances, or is it just a band-aid solution? It's clear that saving money is important, but it's also important to consider other factors like income and lifestyle.

Saving Smart: Can Cutting Costs Really Fix Your Finances?

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