Slip into Health Coverage with ACA Before Time's Up
USAThursday, January 2, 2025
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Did you know that the window to bag affordable health insurance through the Affordable Care Act (ACA) is closing soon? Yep, open enrollment is wrapping up, and if you miss it, you'll have to wait until life throws you a curveball – like a new job or baby. So, let's dive into what's happening and why you should care.
First off, the party started on November 1, 2024, and it's due to end on January 15, 2025. If you get your act together by December 18, 2024, your new coverage will kick in on January 1, 2025. If you're a little late, don't worry, you'll still get covered, but it'll start on February 1, 2025.
Now, you might be thinking, "Who's eligible for this ACA thing? " Well, you need to be living in the US, be a citizen or lawfully present, and not be in jail. Pretty straightforward, right? Also, if you're already cozy with Medicare, you can't double-dip with ACA plans.
To sign up, head to Healthcare. gov. They've got drop-down menus to guide you based on where you live. Some states and territories run their own sites, so Healthcare. gov will point you in the right direction.
The cool thing is, there's no income cap. But hey, if you're strapped for cash, you might score cheaper coverage. Healthcare. gov has all the tools you need, like a checklist and income estimator, to make the process a breeze.
So, don't snooze on this. Your health matters, and getting covered now could save you a lot of headaches down the line.