Smart Holiday Shopping: Save Money Without the Stress

Plan Ahead

Holiday spending can be a real headache. It's easy to get carried away with gifts, travel, and food, but it doesn't have to break the bank. Smart shoppers know that planning ahead is key.

• Make a list of who you need to buy for and what you want to get them.
• Shop around to find the best deals.

Start Early

Don't wait until the last minute to buy gifts. The earlier you start, the more time you have to compare prices and find coupons.

• Buy decorations and candy right after Halloween.
• Purchase Christmas decorations on clearance right after the holidays.

Compare Prices

When you're shopping, don't just buy the first thing you see. Take the time to compare prices at different stores.

• Sign up for emails from your favorite stores to stay updated on sales.
• Use browser extensions like PayPal Honey and Rakuten to find coupons and cash back offers.
• Be careful with AI search engines as they might not always give you the most up-to-date deals.

Save on Holiday Meals

If you're hosting a holiday meal, don't let the rush distract you from saving money.

• Use coupons to cut costs on groceries.
• Download your favorite store's app and compare prices at other stores.
• Use websites like Top Cash Back and Ibotta to get cash back on your grocery shopping.

Buy in Bulk

Buying in bulk can also help you save money.

• Large grocery stores often have sales around the holidays.
• Buy in bulk and freeze what you don't need right away.

Be Cautious with Credit and Payment Plans

Be careful with store credit cards and buy now, pay later deals.

• Only get a store credit card if you know you can pay it off in full each month.
• Make sure you can afford to make all the payments on time if you use buy now, pay later.

Travel Smart

When it comes to travel, flexibility is key.

• Book your flights first, then the rest of your accommodations.
• Use Google Flights to track prices and set alarms for flights.