South Beach, a part of Miami’s barrier island, has become a favorite spot for retirees who love sunshine and easy strolls. The area stretches from 23rd Street to South Pointe Park, and locals call it “SoBe. ” More than half of its residents are 65 or older, enjoying the sea breeze and bright days.

Buying a home here can be pricey. The average price is about 120 % above the national mean, and renting a two‑bedroom unit costs roughly $1, 850 a month—about 30 % more than the average. Energy bills rise because of constant air‑conditioning, and homeowners often buy flood insurance due to hurricane threats. On the upside, Florida does not tax Social Security benefits, capital gains, estates, or inheritances. Property taxes are low at 0. 74 % of the assessed value, with a $5, 000 exemption for widows and widowers.

Getting around is cheap and convenient. A local bus rides for 25 cents, stopping at over twenty spots from West to Washington avenues to the Convention Center. A trolley service launched in 2017 connects restaurants, shops, and cultural sites like the Lincoln Road Mall and the New World Symphony. Walking is easy too; many grocery stores, theaters, and beaches are within a few blocks.

The neighborhood buzzes with Latin culture. Quiet Cuban cafés line the streets, and DJs often play traditional music. Food lovers can explore a range of global cuisines at the South Beach Wine and Food Festival or nearby Coconut Grove’s Arts Festival. Architecture tours are available through the Miami Design Preservation League, offering a stroll into historic Art Deco design.

Weather is mostly gentle. With 277 sunny days a year and winter highs between 65 and 77 °F, retirees can enjoy golfing or gardening. Summers are hot and humid, so it’s best to plan outdoor activities early morning or late afternoon. Hurricane season runs from June to November, but the county provides emergency assistance and evacuation plans for those in need.

Healthcare is solid. Miami’s top hospitals are close by, and Florida’s Department of Elder Affairs offers the SHINE program—volunteers who help navigate Medicare, Medicaid, and other insurance matters for free.

In short, South Beach offers a warm climate, low taxes, affordable transit, and plenty of cultural activities—making it a strong choice for those looking to enjoy their retirement years.

Sunny Walks for Golden Years

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