politicsconservative

Trump Backs GOP Plan to Cut Out Insurance Middlemen

USAWednesday, December 10, 2025
Advertisement

Direct Payments to Patients Instead of Insurers

President Donald Trump has expressed support for a new Republican healthcare plan that would provide direct financial assistance to individuals rather than insurance companies. He shared his views with reporters aboard Air Force One.

Key Points of the Plan

  • Direct Payments: Up to $1,500 for qualifying Obamacare enrollees.
  • Targeted Assistance: $1,000 for individuals aged 18 to 49 and $1,500 for those aged 50 to 64.
  • Flexible Use: Funds can be used to purchase bronze or catastrophic plans on ACA exchanges.

Trump's Perspective

Trump criticized insurance companies, stating:

"I don't want to give the insurance companies any money. They've been ripping off the public for years."

He believes this plan will empower individuals to purchase better insurance tailored to their needs:

"It could be a number of different ways, and the people go out and buy their own insurance, which can be really much better health insurance."

Plan Proponents and Restrictions

The plan was proposed by Senators Bill Cassidy and Mike Crapo. It aims to shift healthcare subsidies from insurers to patients through health savings accounts or similar methods.

Restrictions:

  • Funds cannot be used for abortion or gender-transition procedures.
  • Part of a broader Republican effort to reform healthcare subsidies.

Democratic Response

Democrats advocate for extending enhanced ACA subsidies, while Republicans propose shifting support into family-controlled accounts. This debate is central to the ongoing healthcare reform discussions.

Actions