Where to Set Up Your Crypto Business in 2026: A Smart Guide

The EU's Upcoming Changes

The EU is set to implement significant changes starting January 2025. These rules, known as MiCA, will apply across all 27 EU countries. To operate under MiCA, companies must:

• Have an office in the EU
• Appoint a local director
• Maintain at least €50,000 in capital
• Comply with strict anti-money laundering and IT regulations

While these requirements can be challenging, they also provide access to the entire EU market.

Alternative Jurisdictions

El Salvador

• Bitcoin-friendly with tax breaks and quick registration
• Process time: 3-6 months
• Minimum capital: $2,000

Bosnia and Herzegovina

• Close to the EU with cost-effective registration
• Process time: Around 4 months
• Minimum capital: About $580

Seychelles

• Legal framework for crypto services
• Requirements: Two directors, physical office, annual audits
• Annual fee: Starts at €10,000
• Ideal for exchanges, custody services, or broker-dealer operations

Offshore Options

• Panama: Remote registration in under a week, robust privacy laws, no capital requirement
• Costa Rica: Territorial tax system, no tax on foreign income, no audit or reporting obligations

Conclusion

Choosing the right jurisdiction is crucial for managing costs and staying compliant. The right choice can make a significant difference in the long run.