healthneutral

Why Health Insurance is the Biggest Job Decider

USATuesday, December 2, 2025
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Key Findings from a Recent Survey of 2,000 Americans

  • 53% consider health insurance the most important factor when looking for a new job.
  • 60% of those with employer-provided health insurance feel it doesn't meet their needs.
  • 51% have a health condition or concern.

Why Do People Feel Stuck?

  • 44% want an alternative called ICHRA (Individual Coverage Health Reimbursement Arrangement), where employers give employees money to choose their own health plans.
  • 33% prefer traditional employer health insurance.
  • 41% feel trapped in their jobs because of benefits.
  • 52% focus on practical reasons (like better health benefits) over job passion when considering career moves.
  • 43% have delayed starting their own business or working for themselves due to health insurance concerns.
  • 57% would consider a career change if they had health insurance that suited their needs.

The Solution: ICHRA

  • Employers can set budgets without worrying about compliance or premium hikes.
  • Employees can choose a plan that fits their needs, with all costs covered.
  • This could help attract top talent and give workers more freedom to pursue their career goals.

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