healthneutral
Why Health Insurance is the Biggest Job Decider
USATuesday, December 2, 2025
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Key Findings from a Recent Survey of 2,000 Americans
- 53% consider health insurance the most important factor when looking for a new job.
- 60% of those with employer-provided health insurance feel it doesn't meet their needs.
- 51% have a health condition or concern.
Why Do People Feel Stuck?
- 44% want an alternative called ICHRA (Individual Coverage Health Reimbursement Arrangement), where employers give employees money to choose their own health plans.
- 33% prefer traditional employer health insurance.
- 41% feel trapped in their jobs because of benefits.
- 52% focus on practical reasons (like better health benefits) over job passion when considering career moves.
- 43% have delayed starting their own business or working for themselves due to health insurance concerns.
- 57% would consider a career change if they had health insurance that suited their needs.
The Solution: ICHRA
- Employers can set budgets without worrying about compliance or premium hikes.
- Employees can choose a plan that fits their needs, with all costs covered.
- This could help attract top talent and give workers more freedom to pursue their career goals.
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