Why Ripple's Success Isn't Boosting XRP's Value

The Payment Giant's Impressive Feat

Ripple has made serious strides in the payments world, handling a whopping $95 billion in payments. However, this success hasn't translated into a big price boost for XRP in 2025.

The Disconnect Between Company and Token

Just because a company is doing well doesn't mean its token will too. For a while, people thought that more banks using RippleNet would mean more XRP transactions and higher prices. But that's not always the case.

• Ripple has over 300 banking partners
• Processed billions in transactions
• XRP needs to be the key player, not just part of the system

Ripple Labs' Big Wins

Ripple Labs has been the real winner in 2025:

• Approval to run Ripple National Trust Bank
• Raised a massive $500 million

Banks' Perspective

Banks care more about Ripple's licenses and tools than they do about XRP's price. They use XRP to:

• Cut costs
• Speed up payments

The Lock-In Effect

When banks join RippleNet, they're not just signing up for a payment service—they're making it hard to switch later. Moving to a different system would mean:

• Renegotiating with hundreds of other banks
• A big hurdle worth billions

Comparing to Silver

• Silver's price shot up 150% to $72, but demand hasn't really changed.
• XRP is different: Banks using RippleNet save a ton on fees, and those savings add up over time.

The Real Value

Unlike silver, payment infrastructure keeps getting more valuable with each new bank that joins.