LND topic: consumer-finance page 1

consumer finance

States Take Charge: A New Era in Consumer Finance Regulation

December 14, 2025

States are stepping up their game in the world of consumer finance. For a long time, Washington, D. C. was the main hub for enforcing rules in this area. But now, state attorneys general, banking departments, and legislatures are taking on more responsibility. This shift is changing the regulatory l

finance

A Shift in Consumer Finance Oversight: What's the Deal?

October 29, 2025

The U. S. Consumer Financial Protection Bureau (CFPB) has decided to cancel a plan to keep track of non-bank financial companies that break the rules. This idea was first proposed during the Biden administration to help catch and stop repeat offenders. But now, the CFPB says the costs of keeping thi

finance

A Shift in Consumer Protection: What's the Deal with the Scrapped Registry?

October 28, 2025

In a surprising move, the top U. S. consumer finance watchdog has decided to ditch a registry that kept track of companies breaking the rules. They said it wasn't worth the cost. This decision came after they also reversed a policy that would have stopped medical debts from showing up on credit repo

lifestyle

Should You Buy a Home This Fall or Wait for Rates to Drop Further?

September 12, 2024

Mortgage rates will likely continue to fall, making it a good idea to wait for further reductions. The 10-year Treasury rate is expected to drop, which could lead to rates in the mid to high 5% to lower 6%. Waiting could also lead to an increase in available properties, as current owners may be

technology

The High Cost of School Technology: A Financial Burden on US Parents

August 28, 2024

As the back-to-school season approaches, a new survey reveals that more than half of US parents are struggling to afford the technology their children need for school. The survey, conducted by mobile device recommerce company EcoATM Gazelle, found that 55% of parents have gone into credit card debt