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credit card

Credit Card Interest Rate Cap: What's the Deal?

January 12, 2026

Big changes might be coming to credit card interest rates. President Donald Trump recently suggested a temporary limit on these rates. He wants a 10% cap for one year, starting in January 2026. This news didn't sit well with banks and financial companies. Their stock prices dropped on Monday. Citi

finance

Credit Card Interest Rates: A Battle Brewing

January 11, 2026

The idea of capping credit card interest rates at 10% for a year is back on the table, thanks to a push from the President. This proposal, which was part of his campaign promises, has sparked a heated debate. On one side, there are those who believe it could save Americans a significant amount of mo

politics

Credit Card Cap: A Billionaire's Warning

January 11, 2026

A prominent investor has raised concerns about a recent proposal to limit credit card interest rates. Bill Ackman, the CEO of a major investment firm, took to social media to criticize President Donald Trump's suggestion of a temporary 10% cap on credit card interest rates. Ackman argued that such

politics

Credit Card Cap: Trump's New Plan to Ease Financial Burden

January 10, 2026

President Donald Trump recently proposed a temporary 10% cap on credit card interest rates. This idea was shared on his social media platform, Truth Social. He wants this cap to start on January 20, which is the one-year mark of his return to the White House. However, he didn't explain how this cap

finance

Apple Card's Big Change: Chase Takes Over

January 8, 2026

Chase is stepping in to manage the Apple Card, with the switch happening in about two years. Users won't see many changes right away. They'll still get up to 3% cash back on purchases, use easy spending tools, and share accounts with family. Mastercard will keep handling the payments, so users can s

finance

Business Cards Compared: Amex Platinum vs. Capital One Venture X

December 26, 2025

Choosing the right business credit card can be tricky. Two top contenders are the Amex Business Platinum and the Capital One Venture X Business. Both offer great perks, but they cater to different needs. The Amex Business Platinum has a high annual fee of $895. It's packed with benefits like airpor

finance

Smart Money Moves: Why Dave Ramsey's Advice Might Not Fit Everyone

December 21, 2025

Dave Ramsey is a big name in personal finance, known for his straightforward, no-nonsense advice. His methods, like the debt snowball and avoiding credit cards, have helped many people get out of debt. But not everyone agrees with his approach. Let's break down why some of his tips might not work fo

finance

Smart Shopping: How to Pick the Right Credit Card for Your Holiday Spending

December 9, 2025

Holiday shopping can be tough on your wallet. But did you know your credit card can help you save money? Experian, known for credit reports, has a new tool to help you pick the best card for your spending habits. First, think about what you want from a credit card. Do you want cash back? Travel poi

crypto

Why the Gemini XRP Card is a Big Meh

August 27, 2025

Cryptocurrency has come a long way. From its early days as a secretive tool for shady deals to now being a massive industry with big investments and even bigger scams. But with all the hype, one has to wonder: are we really making progress or just going in circles? Credit cards linked to crypto exc

finance

Why Credit Card Debt is Still a Big Problem, Even with Steady Inflation

August 13, 2025

Inflation numbers are looking better, but that doesn't mean credit card debt is any less of a burden. The latest reports show that prices are rising at a slower pace, which is good news for everyone. But for people struggling with credit card debt, the high interest rates are still a major issue. C