LND topic: credit-score page 1

credit score

Smart Ways to Save and Grow Your Money in 2026

December 27, 2025

Many people struggle to meet their financial goals, but that doesn't mean you should give up. In fact, most Americans are hopeful that next year will be better. If you want to improve your financial situation, there are some useful tools that can help you save, spend wisely, and manage your money mo

finance

Car Payments: A Growing Burden for Many Americans

October 30, 2025

Car loans are becoming a big problem for many people in the U. S. Right now, Americans owe a huge amount of money on their cars. In fact, it's the second-largest type of debt after home loans. What's more, a lot of people are struggling to keep up with their monthly payments. Nearly one in five borr

politics

Medical Debt and Credit Scores: A New Battle

October 29, 2025

The Trump administration has recently taken a stance that could impact millions of Americans struggling with medical debt. By issuing new guidelines, they are challenging state laws designed to protect consumers from having medical debt affect their credit scores. Several states, including Washingt

finance

Smart Moves: How to Get the Best Deal on a Car This Fall

October 27, 2025

Fall is a great time to buy a car. Dealers want to clear out old stock to make room for new models. But prices are still high. So, how can you get the best deal? First, check your credit score. Lenders use it to see if you're a good bet. A higher score means better loan terms. If your score isn't g

finance

Your Credit Score: What Buy Now, Pay Later Really Means

July 5, 2025

Credit scores are getting an update. FICO, a major credit scoring company, is now including "buy now, pay later" (BNPL) data in some of their scores. This change could impact how lenders view your financial health. BNPL services are everywhere. They allow you to break down purchases into smaller pa

business

Are You Financially Distressed? The States That Need to Worry the Most

September 15, 2024

The concept of financial distress is a pressing concern for many Americans. A recent study by WalletHub aimed to identify the US states with the most financially strapped residents. The survey used nine key metrics, including credit score changes and internet searches for "debt" and "loans," to dete

personal-finance

The Credit Card Debt Trap: 5 Dangers to Avoid in Today's High-Rate Environment

September 15, 2024

The thought of carrying credit card debt in today's high-rate environment is daunting. With average credit card interest rates nearly doubling over the last decade to nearly 24%, it's more important than ever to be informed about the potential consequences of letting your debt compound. If you're ap

finance

Get the Best Home Equity Loan Rate This August – Tips to Save You Thousands

September 15, 2024

In today's high-interest rate environment, getting a good home equity loan rate can be a challenge. However, with the right strategies, you can snag a competitive rate this August. Here are five expert-approved steps to help you secure a low-interest rate and save thousands over the life of your loa