LND topic: credit-scores page 1

credit scores

Smart Ways to Use Personal Loans in 2025

December 30, 2025

Personal loans can be a handy tool when you need extra cash. They are simple: you borrow money from a bank or online lender and pay it back over time, usually in 1 to 5 years. The good news is that some lenders are offering low rates right now. For example, LightStream has rates as low as 6. 24%, We

finance

Car Payments: A Growing Burden for Many Americans

October 30, 2025

Car loans are becoming a big problem for many people in the U. S. Right now, Americans owe a huge amount of money on their cars. In fact, it's the second-largest type of debt after home loans. What's more, a lot of people are struggling to keep up with their monthly payments. Nearly one in five borr

politics

Medical Debt and Credit Scores: A New Battle

October 29, 2025

The Trump administration has recently taken a stance that could impact millions of Americans struggling with medical debt. By issuing new guidelines, they are challenging state laws designed to protect consumers from having medical debt affect their credit scores. Several states, including Washingt

finance

Smart Moves: How to Get the Best Deal on a Car This Fall

October 27, 2025

Fall is a great time to buy a car. Dealers want to clear out old stock to make room for new models. But prices are still high. So, how can you get the best deal? First, check your credit score. Lenders use it to see if you're a good bet. A higher score means better loan terms. If your score isn't g

finance

Your Credit Score: What Buy Now, Pay Later Really Means

July 5, 2025

Credit scores are getting an update. FICO, a major credit scoring company, is now including "buy now, pay later" (BNPL) data in some of their scores. This change could impact how lenders view your financial health. BNPL services are everywhere. They allow you to break down purchases into smaller pa

business

Are You Financially Distressed? The States That Need to Worry the Most

September 15, 2024

The concept of financial distress is a pressing concern for many Americans. A recent study by WalletHub aimed to identify the US states with the most financially strapped residents. The survey used nine key metrics, including credit score changes and internet searches for "debt" and "loans," to dete