LND topic: down-payments page 1

down payments

Why putting more money down on a house might help—or hurt—your wallet

May 7, 2026

Mortgage rates have stuck around six percent for months, which isn’t great news for anyone trying to keep their monthly housing costs low. Experts don’t expect them to dip below five percent soon, so buyers need creative ways to cut their loan bills without waiting for the market to change. One stra

finance

Unlocking 401(k) Funds for Home Buyers: A New Strategy?

January 16, 2026

The cost of buying a home has gone up a lot. The money needed for a down payment has almost doubled. A top economic advisor, Kevin Hassett, shared a new idea. He said people might be able to use their 401(k) savings for a down payment. This idea is part of a bigger plan to make housing more affordab

business

Buying a Home: Easier Now, But Saving for a Down Payment Remains Tough

December 30, 2025

Home prices across the country are not rising as fast as they used to. In fact, they are almost the same as they were a year ago. Some cities, like Chicago and New York, have seen prices go up. But others, like Tampa and Phoenix, have seen prices drop. Mortgage rates have also gone down. The averag