LND topic: retirement-planning page 1

retirement planning

Retirement Savings: What You Need to Know About Social Security and 401(k)s

December 15, 2025

Retirement planning is a big deal for many Americans. Two key players in this game are Social Security and 401(k) plans. Let's break down what you need to know about these sources of income. Social Security is a safety net for retirees, the disabled, and families of eligible workers. It's designed

finance

Unlocking Retirement: Why Spending Matters More Than Saving

November 25, 2025

Retirement isn't just about saving money; it's about enjoying it too. But many retirees find it hard to spend their savings, even after years of careful planning. This fear of spending is a big mistake, according to financial expert Ramit Sethi. Sethi believes that people should focus on spending t

finance

Saving for Tomorrow, Today: A Reality Check

November 16, 2025

Retirement planning is not just a future concern; it's something that needs attention now. Many people are not putting away enough money to maintain their current lifestyle once they stop working. The numbers are clear: less than half of Americans are on the right path to a secure retirement. Looki

finance

Retirement Dreams in Massachusetts: The High Cost of Living and Saving

November 13, 2025

Retiring in Massachusetts is a big dream for many, but it comes with a hefty price tag. The state is known for its high living costs, making it one of the most expensive places to live in the U. S. This means that saving for retirement here requires careful planning and a substantial amount of money

finance

Retirement: The Scary Truth Behind the Golden Years

November 1, 2025

Retirement can be a daunting prospect for many. The idea of living comfortably without a steady income for decades requires a significant amount of money. In fact, some estimates suggest that you might need around $1. 26 million to retire comfortably. However, this amount can vary greatly depending

finance

Small Raise for Seniors: Will It Be Enough?

October 24, 2025

Next year, seniors and other Social Security beneficiaries will see a small boost in their monthly checks. The increase is 2. 8%, which works out to about $56 more per month for the average person. This change is meant to help with rising costs, but it might not be enough. Health care costs eat up

finance

Retirement Living: To Rent or To Buy?

October 14, 2025

Retirement brings a new set of questions, especially about where to live. With a fixed income, many wonder if they should rent or buy a home. This isn't a simple decision. It's about more than just money. It's about lifestyle, flexibility, and planning for the future. First, let's talk numbers. On

finance

Retirement Plans: New Investments, New Risks

August 17, 2025

Retirement accounts like 401(k)s are usually simple. They mostly hold stocks and bonds. But things might change soon. An order from President Trump wants to add new types of investments to these accounts. These include cryptocurrency, real estate, and private equity. Private equity firms buy compan

health

Long-Term Care: A Costly Surprise for Many Seniors

July 6, 2025

Many people assume Medicare covers long-term care, but that's not the case. This mix-up could lead to big financial problems for seniors. Long-term care includes help with daily tasks like bathing or dressing. Over 80% of people will need this help at some point. The confusion is clear: 58% of adul

business

Waterbury's Century-Old Hardware Store Seeks New Owner

April 15, 2025

A well-known hardware store in Waterbury is on the market. The store has been a mainstay for a century. It is now looking for a new owner. The store, located on Chase Avenue, is up for sale for just under $2. 8 million. This includes the hardware store, a garden center, and a repair shop