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social security

When should you start taking Social Security? Not as early as some say

June 28, 2026

Many people think grabbing Social Security as soon as they hit 62 is the safest move, but one financial expert warns that could be a mistake. Claiming benefits early locks in smaller monthly checks forever. For someone born after 1960, the standard retirement age is 67, but taking money at 62 means

opinion

Social Security’s Tight Spot: Why the Tax Cap Matters

June 23, 2026

The future of Social Security is under threat, and experts from both sides of the aisle agree that action is urgent. A report from the trustees who manage the program’s trust funds warns that, without change, the money used to pay most benefits could be exhausted by 2032. After that point, retire

politics

Future of Social Security: What Happens in 2032?

June 10, 2026

The money that pays out pensions to more than 60 million people is expected to run out in the year 2032. If lawmakers do not act before then, retirees will automatically lose about one‑fifth of their monthly checks. The latest report from the Social Security Trustees says that Congress should sta

politics

Future of Social Security: A Sudden Shortfall

June 10, 2026

The U. S. trust fund that supports retirement payments is expected to run out of money earlier than thought, with a shortfall projected for late 2032. The change in timing comes after a tax law passed last year that lowered the amount of income taxes collected from Social Security benefits. Earli

politics

A Call for Action: Why Waiting on Social Security Is a Gift to Chaos

April 27, 2026

In the early 1990s, a small Connecticut town promised growth and community. Instead it lingered on the edge of possibility, waiting for investment and leadership that never arrived. A recent gathering of advocates, lawyers, and Social Security users echoed the same refrain: “We’re treading water. Ou

politics

A Fresh Look at How Much Money Old Folks Should Get

April 15, 2026

The idea that a retired couple could receive $100, 000 from Social Security each year is shocking to many. Yet for a very small slice of Americans—about one in two thousand couples—this will become a reality soon. The plan to cap such high benefits has sparked debate about fairness and the future of

politics

Social Security Faces a Growing Gap: What the Numbers Really Say

March 28, 2026

About 70 million people got their Social Security checks in February, and most of them are retirees who depend on those payments to survive. Studies over the past two decades show that 80‑90% of retirees use these benefits to make ends meet. This shows how vital it is for lawmakers to keep the progr

finance

Retirement Reality Check: Why Relying on Social Security Might Not Be Enough

January 29, 2026

A massive wave of retirements is coming. Over 4 million Americans are turning 65 each year from 2024 to 2027. That's over 11, 000 people daily reaching retirement age. With this surge, many are wondering how to make their money last. Financial expert Dave Ramsey has a stark message: Don't count too

lifestyle

Hidden Help: Finding Food When Money Runs Out

January 3, 2026

Many people struggle to make ends meet, especially those relying on fixed incomes like Social Security. For some, the monthly check disappears quickly, leaving little for essentials like food. This is a reality for many older adults and low-wage workers who find themselves in a tough spot. They earn

business

Economists Predict 2026: Inflation, Jobs, and Growth

January 2, 2026

In 2025, a group of economists, led by Joseph Davis at Vanguard, made predictions that turned out to be quite accurate. They forecasted an unemployment rate of 4. 4%, an average of 97, 500 new jobs per month, and a 3% increase in the Consumer Price Index. As the year comes to a close, these numbers