LND topic: retirement-savings page 1

retirement savings

Smart Money Moves for Self-Employed Folks

January 16, 2026

Being self-employed comes with a lot of freedom, but it also means dealing with taxes. The good news is that there are plenty of tax deductions that can help you save money. Let's break down some of the most common ones. First up, retirement savings. Just because you're self-employed doesn't mean y

finance

Savings Slip: Why Americans Are Pulling Back on Retirement Funds

January 13, 2026

Americans are tightening their belts when it comes to retirement savings. A recent study shows that two-thirds of people have cut back on saving over the past six months. This is largely due to economic uncertainty. More than half have either stopped or reduced their contributions to retirement acco

finance

Smart Moves: Understanding Your 401(k) for a Secure Retirement

January 12, 2026

Retirement planning can feel overwhelming, but understanding your 401(k) is a great place to start. This savings tool, offered by many employers, lets you set aside part of your paycheck before taxes are taken out. The best part? Your employer might even match your contributions, which is like getti

business

Economists Predict 2026: Inflation, Jobs, and Growth

January 2, 2026

In 2025, a group of economists, led by Joseph Davis at Vanguard, made predictions that turned out to be quite accurate. They forecasted an unemployment rate of 4. 4%, an average of 97, 500 new jobs per month, and a 3% increase in the Consumer Price Index. As the year comes to a close, these numbers

finance

Maximizing Your 401(k): A Smart Move for Your Future

December 31, 2025

In 2024, only a small group of people, about 14%, who have retirement plans like 401(k)s or 403(b)s, are putting in the highest amount allowed. This maximum amount is $23, 500 per year, but if you're over 49, it goes up to $31, 000, and even higher for older workers due to recent law changes. Why i

finance

Smart Ways to Save for Retirement: Understanding 401(k)s and Roth IRAs

December 22, 2025

Retirement planning is crucial, especially since Social Security benefits alone won't cover living expenses. In 2025, the average monthly Social Security check is around $2, 000, which adds up to about $24, 000 a year. This amount is just above the poverty line for a two-person household. To secure

business

Gen Z's Smart Money Moves: Outsaving Older Generations

November 13, 2025

Gen Z, often labeled as financially struggling, is actually leading the pack in retirement savings. A recent study reveals that nearly half of Gen Z workers are on track for retirement, outpacing baby boomers, Gen X, and millennials. This is quite a surprise, given the common belief that younger gen

finance

Unpacking 401(k)s: What You Need to Know About Retirement Savings

November 6, 2025

Retirement planning can be confusing, especially when it comes to 401(k) plans. Many workers start their careers without fully understanding how these plans work or how to make the most of them. Financial expert Dave Ramsey often addresses these concerns, helping people navigate their retirement sav

crypto

Crypto in Retirement Plans: A Risky Bet or a Smart Move?

October 31, 2025

Senator Elizabeth Warren has raised serious concerns about a recent decision to include cryptocurrencies in 401(k) retirement plans. She believes this could put people's savings at risk. Warren thinks crypto markets are not well-regulated and could be dangerous for those saving for retirement. She

politics

Crypto in 401(k)s? Senators Raise Red Flags

October 30, 2025

Senators Elizabeth Warren and Bernie Sanders, along with other Democratic colleagues, have expressed serious concerns about the Trump administration's push to include cryptocurrencies in 401(k) retirement plans. They argue that this move could expose millions of Americans to unnecessary financial ri