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mortgage rates

Tech and Jobs: What's Cooking in the U. S. ?

December 16, 2025

The U. S. is making big moves to boost its tech scene. The government is planning to hire 1, 000 specialists for a new "Tech Force" to work on AI and finance projects. This is a big deal because the U. S. has been falling behind in tech and shipbuilding since World War II. But now, companies from ot

finance

Home Sales Tick Up, But Challenges Remain

November 20, 2025

The housing market saw a small rise in sales of previously owned homes in October. The numbers went up by 1. 2% from September, reaching about 4. 1 million units annually. This increase is a slight improvement from the previous month and a 1. 7% rise compared to the same time last year. The market

finance

Home Moves Made Easier? The Portable Mortgage Idea

November 16, 2025

The idea of portable mortgages is making waves. It's a concept where homeowners can take their mortgage with them when they move. This means keeping the same interest rate and terms instead of getting a new loan. The goal? To get more people moving in a slow housing market. Right now, many homeowne

finance

The Hidden Price Tag of Owning a Home: More Than Just a Mortgage

November 16, 2025

Homeownership is often seen as a dream, but the reality is that it comes with a lot of extra costs. These hidden expenses are adding up and making it harder for people to afford homes. Things like maintenance, insurance, and property taxes are increasing faster than people's incomes. This is making

business

Could Portable Mortgages Shake Up the Housing Market?

November 15, 2025

The idea of portable mortgages is making waves in the housing market. This concept would let homeowners move their current mortgage to a new home, keeping their old interest rate and terms. It sounds like a dream for those stuck with low rates, but is it really the solution to the housing market's p

finance

Mortgage Rates Take a Surprising Turn After Fed's Move

October 31, 2025

The Federal Reserve decided to lower its interest rate this week, but mortgage rates didn't follow suit. Instead, they went up. The average rate for a 30-year fixed mortgage increased by 20 basis points after the Fed's announcement and Chairman Jerome Powell's press conference, according to Mortgage

business

U. S. Home Sales Pick Up, But Challenges Remain

October 23, 2025

In September, the U. S. housing market saw a slight boost in home sales. This uptick happened because mortgage rates dropped a bit, and more homes became available for buyers. The number of homes sold went up by 1. 5% compared to August. This is the fastest pace since February. However, it's importa

finance

Home Sweet Home: When Will Buying One Be Easy on the Wallet?

September 6, 2025

Buying a home has been tough lately. Prices keep going up, and so do mortgage rates. But there's some good news. Experts think things might get better by 2030. First, let's talk about what "normal" means. A home is usually considered affordable if it costs about 30% of your income. That's the stand

finance

New Homes Sitting Unoccupied: What's Going On?

June 25, 2025

The real estate market is feeling the pinch. In May, sales of new single-family homes took a nosedive, plummeting by 13. 7% compared to April. This drop brought the sales figure down to 623, 000 units on a seasonally adjusted, annualized basis. To put that into perspective, it's not just lower than

finance

Home Sales Stagnate: High Rates and Prices Challenge Buyers

June 23, 2025

The U. S. housing market is feeling the pinch. Home sales in May barely budged, rising just 0. 8% from April. This sluggish pace is the slowest for May since 2009, a year when the market was still recovering from a major crash. Compared to last year, sales dropped by 0. 7%, showing that the housing